RAFt is a program from Bank Negara Malaysia (BNM) that aims to support Micro, Small and Medium Enterprises (MSMEs) in promoting preparedness and increasing business resilience in the face of increasing flood risks in Malaysia.

Note: Financing cannot be used to refinance existing credit/financing facilities.

Sharia Concept
•  This program is based on the Sharia concept of Tawarruq.

Types of financing 
•  Term Financing -i     •  Working Capital Financing-i 

• Refer to Program Information Sheet (PDS) (Coming soon)